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2-Days Free Credit

The 2-Days Free Credit campaign gives eligible buyers an extra 2 days before their normal repayment period begins.

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This offer is available only from participating sellers. If your seller is running this campaign, you'll see the 2-Days Free Credit message when creating your payment request.

How It Works​

When creating a payment request, Sevi automatically checks whether your order qualifies for the 2-Days Free Credit promotion.

To qualify:

  • Your seller must be participating in the 2-Days Free Credit campaign.
  • Your order value must be at least 60% of your available credit limit.

If both conditions are met, your repayment period is automatically extended.

Order ValueCredit Period
Less than 60% of your available credit limit7 Days (Standard Credit)
60% or more of your available credit limit2 Days Free + 7 Days Credit = 9 Days Total

Example​

Suppose your available credit limit is KES 10,000.

Order Amount: KES 5,000 (50%)​

  • Standard 7-day repayment period applies.

Order Amount: KES 6,000 (60%)​

  • You qualify for 2-Days Free Credit.
  • You receive 2 days with no repayment due.
  • Your normal 7-day repayment period then begins.
  • Total credit period: 9 days.

What You'll See in the App​

If the selected seller is participating in the campaign, the payment creation screen will clearly indicate that your order qualifies for 2-Days Free.

2days free2days free start2days free 12days free 2

Important Notes​

  • The campaign is seller-specific and may not be available for every purchase.
  • Qualification is calculated automatically during payment confirmation.
  • Orders below 60% of your available credit limit follow the standard 7-day repayment period.
  • After the 9-day credit period ends, the normal repayment and delinquency process applies if payment has not been made.