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Prepaid Plan

The Prepaid Plan is a new subscription option that allows frequent borrowers to save on transaction fees and borrow more flexibly.

Instead of paying a fee for every loan, you pay a single upfront fee once a month, and can borrow multiple times within your credit limit without extra charges per loan.

Benefits​

  • Saves money on transaction fees.
  • Gives freedom to borrow whenever needed.
  • Makes cash flow planning easier for your business.

How It Works​

  1. Pay a one-time Prepaid Fee for the month (varies depending on your limit).
  2. Borrow as many times as you want within your credit limit.
  3. The plan is valid for one month — renew monthly to keep enjoying the benefit.

Eligibility​

Not every buyer is eligible immediately. To join, you must:

  • Have used Sevi for at least 6 months.
  • Pay your loans on time.
  • Have traded at least once in the last month.

Important Notes​

  • The Prepaid fee is non-refundable, even if you don’t borrow that month.
  • Works best for customers who borrow frequently.
  • If you don’t pay your loan on time, normal delinquency rates apply.

Joining the Plan​

  • Currently, you can join by contacting the Sevi Call Center 0709 924 424.
  • Soon, you will be able to subscribe directly in the app.

Without the Prepaid Plan​

You can still borrow normally — but you’ll pay standard transaction fees per loan.