Based on the track record of both the Seller and the Buyer the specific credit limits are defined by the Sevi system.
When you reach on of these limits you will not be able to pay products on credit. Only the 'direct pay' option shows when selecting a payment option.
You will receive one of the following error messages when you or your buyer reaches a credit limit.
Seller reached max of outstanding instalments This means your Seller has reached max 'Order now, Pay later' limit. This is the sum of all open instalments of all buyers combined. Please contact your Seller. By a positive track record on Sevi this limit will increase overtime.
Buyer should first pay the open instalments You have open installments which are not paid before the due date. Please first pay these overdue instalments, to be able to use 'Order now, Pay later'. This can also be overdue instalments on orders at another Seller. More information on how to pay instalments.
Order amount exceeds allowed buyer personal limit You are making an order from your personal Sevi account or as a Sole Proprietorship. You are not able to pay for this order in instalments, because the sum of all your orders combined is too high. These orders can also be at another Seller on Sevi. Pay open instalments of other orders first, to be able to 'Order now, Pay later'. Or order from a Limited Company.
Order amount exceeds allowed buyer company limit You are making an order from a Limited Company. This company is not able to pay for this order in instalments, because the sum of all the companies orders combined is too high. These orders can also be at another Sellers on Sevi. Pay instalments of other orders first, to be able to 'Order now, Pay later'.
Seller exceeds more than 25% late installments The sum of all instalments that are overdue at your Seller are more than 25% of the sum of all open instalments. Please reach out to your Seller.